Built for Florida business owners, freelancers, and investors who don’t fit the traditional tax-return mold. Qualify with your bank statements, no tax returns required.
If you’re self-employed, your tax returns don’t always tell the full story of what you earn. A Bank Statement HELOC lets qualified borrowers document income with bank statements instead of W-2s or tax returns, so your real cash flow can count.
Instead of tax returns, we review your recent bank statements, typically 12 to 24 months, to establish your income.
From there, the same HELOC benefits apply: a line from $50,000 to $750,000, up to 90% of your property value, on primary, second & investment homes across Florida.
See a personalized Bank Statement HELOC rate. Rates starting at 6.75%*.