Serving homeowners across the entire state of Florida Questions? Call 954-494-7288
Digital HELOC · Florida

Turn your Florida home equity into a line of credit

Apply online in minutes with fast approval. Unlock a $50k–$750k line of credit and access up to 90% of your property value.

See a rate personalized to your home & credit. Checking won’t affect your credit score.

Starting at 6.75%
HELOC rate · APR*
$50k–$750k
Line of credit
Up to 90%
Of your home’s value
No tax returns
Bank Statement option
Why a HELOC

A flexible way to tap your home’s equity

Use your line of credit for renovations, debt consolidation, investments, or life’s unexpected moments, and only pay interest on what you draw.

Big lines, real flexibility

Unlock anywhere from $50,000 to $750,000 and draw only what you need, when you need it.

Access up to 90% of value

Put more of your home’s equity to work with combined loan-to-value up to 90%.

Primary, second & investment

Qualify on the home you live in, a vacation property, or an investment home in Florida.

Bank Statement HELOC

Self-employed? Qualify using bank statements instead of tax returns. Learn more →

Fast, digital approval

Apply online in minutes and move quickly with a streamlined, paperwork-light process.

Local Florida experts

Work with a Florida-licensed brokerage that knows the state’s market inside and out.

See the rate you’ll actually get

No guesswork, no generic teaser numbers. Tell us a little about your home and finances, and we’ll show you a HELOC rate built around your numbers.

Home value & equity Loan-to-value (LTV) Credit score Draw amount Property type
See my live rate Takes a few minutes · won’t affect your credit score

Everything you need in one HELOC

  • Unlock a $50k–$750k line of credit
  • Access up to 90% of property value
  • Available for primary, second & investment homes
  • Bank Statement HELOC available
Florida Digital HELOC
How it works

From application to funds in three steps

1

Apply online

Complete a secure online application in minutes, no branch visit required.

2

Get approved fast

We review your file quickly and walk you through your line amount and terms.

3

Access your credit line

Draw funds as you need them and only pay interest on what you use.

Ready to unlock your Florida home equity?

Rates starting at 6.75%*. See the rate personalized to you in minutes.